Auto Insurance Claims: tortfeasers - Who pays first, taxi taxi, taxi driver
QuestionI'm the injured passenger in a taxi. Taxi not at fault. Other driver 100% fault. Driver of at fault vehicle is under 21. and possibly related to the owner of the car. Demand letter is a 6 figure settlement. What is my pecking order of liable tortfeasers...Tell me if I am correct. #1. Policy of owners of at-fault vehicle. #2 Policy of Teen driver or his parents if not excluded. #3 Taxi driver UIM #4 My UIM. Thank you for answering my questions.
AnswerHi Vanessa,
You are correct except you need to eliminate #2. Auto insurance follows the vehicle not the driver so the policy of the at-fault driver or his parents does not come into play here.
Otherwise you are correct.
I hope this helps
Richard Hixenbaugh