QuestionTwo weeks ago my 3 children were in an accident, the other party ran a stop sign so it was determined to be 100% her fault, my car was totaled. We were all taken to the E.R., my 5 year old son has a medical bill of $1619 for x-rays, and came out with chest contusions, my 7 year old son has a bill of $1167 for x-rays and also had chest contusions, my 1 year old son did not have x-rays and has a bill of $125. My bills total $5500, I have a broken rib and severe cervical strain, have been back to the doctor and put on prescriptions. The claims adjustor has offered to pay my children's medical bills and pay me $300 per child for pain and suffering. I had not asked for the pain and suffering money, it was something I was thinking about but she brought up the subject first. Is this a fair settlement, or are they just trying to get me to sign off on the kids before I figure out that I may be entitled to more money? Also, what would be a fair amount for me to ask for myself with med bills of $5500? Thank you.
AnswerNichole,
None of that sounds even remotely fair. That's an adjuster trying to pull the wool over your eyes before you've had a chance to determine that you're entitled to much more. There's few things that upset me more than the situation you just described.
I personally don't agree with this measurement tool but a lot of people guess-timate that you should be entitled to 3 times your medical bills. That's the bare minimum.
If you'd like you can give me a call at (212) 557-2776 X6870. I can give you a run down on the value of your case and, if you'd like, put you in touch with a good attorney in your area.
Please don't let them get away with this.
Best regards,
Ernest Ferraro
