Auto Insurance Claims: auto accident with uninsured motorist, auto accident with uninsured motorist, damages

Question
My brother-in-law was driving his cab and t-boned.  The at-fault driver is uninsured and his cab co. has a max payout of $30K for injury.  He needs surgery totaling 200-300K.  Can he use own insurance coverage to cover these costs?

Answer
Hello Michelle,

Most likely not. He was working and probably needs a business policy. Auto policies usually excludes, cabs, pizza delivery, paper routes, etc. However, he can file a claim and see where they this would take him. There might be coverage, but generally there is not.

Good Luck
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