Auto Insurance Claims: automatic auto coverage, automatic coverage, automatic auto
QuestionHello,
I was rear ended by a driver who had purchased his car the day before the accident, July 3 and accident was on July 4th. He was cited by FHP with careless driving. He owned 4 other cars that had coverage with Infinity Indemnity Ins. Co. They denied the claim saying that he had not added this vehicle. Is there a requirement for them to provide automatic coverage if they write policies in Florida?
Thank you,
ED
AnswerHi Ed,
Insurance polices vary in their finer points from state to state. I would have to read the other party's policy to see if there was a grace period to add a newly acquired vehicle.
Your own insurance company should be able to determine the rules that were in effect for Infinity Indemnity on 7-04-08.
Good Luck,
Bennie