Auto Insurance Claims: Insurance Co. dragging feet, state insurance commissioners, better business bureau
QuestionI was involved in an accident over two months ago. After filing with his company, the other driver was convicted of improper driving, etc. and I was told by the adjuster on the case that he was 'recommending they [his company] accept liability'. However, it really seems as though they are dragging their feet and I rarely, if ever, can get in contact with the adjuster on my case. How long it "too long" for getting my car fixed? Is there anything I should do (eg, suggest legal action or a better business bureau complaint) to motivate them to close the case and get my car fixed?
AnswerHi Ken,
Two months is a long time. Most states require that claims be paid or denied within 30 days.
You should call the claims manager and ask what the hold up is. Tell him/her that unless the claim is settled immediately you will be filing a complaint with the state insurance commissioners office and may also file suit against their insured.
I hope this helps
Richard Hixenbaugh