Auto Insurance Claims: Reasonable insurance, buying insurance, buying a used car

Question
What tips can you give for buying insurance to keep the price down for a young man whose 24 yrs old.  He's buying a used car with full coverage.

As a parent I want to help but I want him to be responsible. I don't want to cosign.

Thanks in advance

Answer
Hi Sallie,

There is really not much you can do to save money for a 24 year old male. However, here are a few tips.

1) select a deductible of at lease $500.00 on Collision & Comprehensive.

2) Do a lot of shopping around.  Premiums from company to company can vary as much as 100%.

3) check the price of the insurance before purchasing the car. The type of car can have an effect on the cost of the insurance.

I hope this helps.
Richard Hixenbaugh