QuestionHello,
My name is Mavi. I have an untraditional situation that I need some advice on. My wife has both her and my car in her name. I have been working hard to clean up my credit so I can some how take my car out of her name and put it under mines (and also buy a new car and trade my car in in the process). While working on my credit I noticed that only one of my credit bureaus' scores is significantly higher than the other 2. These are my questions:
1. How can I transfer my car from under my wife to me and at the same time buy a new car and trade my old one in?
2. Is there a way to buy a car where the lender only checks my Equifax score only?
AnswerHi Mavi,
Sorry for the delay away for a few days, when you mention you been working hard to clean you up your credit score, are you using any credit provider services ?
Re (1) You don't have to transfer, the dealer will except the trade provided your wife signs the title.
Re (2) The lender will look at the overall picture " Equifax - TransUnion and Experian " and arrive at a score that will determine your Interest rate.
Here is a link on my website http://www.usedcartips.org/creditscore.html That may help you along to stay away from scams and at same time guide you to improve your score, should you have further questions I will be here for you.
Good Luck
Ray
http://www.usedcartips.org/
