Tips on Buying Cars: Refinance,Trade-In, and Buy. Possible?, wifes car, kbb

Question
Hello,

My name is Mavi.  I have an untraditional situation that I need some advice on.  My wife has both her and my car in her name.  I have been working hard to clean up my credit so I can some how take my car out of her name and put it under mines (and also buy a new car and trade my car in in the process).  While working on my credit I noticed that only one of my credit bureaus' scores is significantly higher than the other 2.  These are my questions:
1. How can I transfer my car from under my wife to me and at the same time buy a new car and trade my old one in?
2. Is there a way to buy a car where the lender only checks my Equifax score only?

Answer
Ok i will try to answer this the right way ,

Credit Report and Score :

The credit report will be pulled from all 3 bureaus i have not seen any other way with todays computer systems.
If no one will finance a car to you due to credit find a large Buy here Pay here dealer that reports more than 100 cars these folks will report to the bureaus.
But understand they will charge you a incredible amount of interest that is why this system is called Buy here Die here , READ THE SMALL PRINT .

I heard some horror stories of sellers asking the client in a bind " What do you care what it will cost can you afford a 100.- a week. "
However with a good company it is a way to gain extra points on your score if you pay on time.

Your wifes car :

If she is on the title then you will have to ask here for her consent and cooperation on your plans , there is no other way.
Possible for the next vehicle you may ad her and your name wit a "OR" in between so both of you have the right to sign.


Trading your wifes car :

Again only with her consent is it legal , but find the trade in value on the car from KBB or NADA that is the value you can expect from a dealer. Most likely you will receive a higher value on vehicles selling to private individuals.

The Question you may ask yourself :

Rather than a new vehicle , would it not be better to work on my cashflow and credit and just keep the old car for a while longer and make it last ?

Facts are :

You will loose on a trade in , and with bad credit you will pay way over the actual value of the next vehicle.
Working on the cash flow and credit first will you allow to buy a car at a better price of ads or on from the dealer .
Refinancing a car has to be one of the worst deals for you , you may get 1/3 of the value and pay a large amount of interest . If something happens and you can not pay they will repo the car and you loose 2/3 bad deal!