Questionwhat causes belts to bereak in tires?
AnswerRick,
The term "broken belt" is widely misused. I'd estimate that 95% of the time the term is used, the belts aren't broken.
So of the 5% of time the term is used correctly, the cause is an impact with an object or a cut through both the tread and the belt.
The other times the term is used to describe a separation - usually a "belt leaving belt" separation (the common term is tread separation and I'll use that term for the rest of this response.)
There are a lot of different causes for tread separations, but the vast majority are related to overloading, underflation, and/or speed.
The load carrying capacity of a tire is related to the volume of contained air in the tire (and this is defined by the tire size with more volume = more load), the inflation pressure of the tire (with more pressure = more load), and the operational speed (with more speed = less load). This relationship is complex so it is defined by tire standardizing organizations.
This link will help you better understand that relationship
http://www.geocities.com/barrystiretech/loadtables.html
There are other things that cause a tread separation, such as tire age, but each of those are topics in themselves - and this is just not the format to discuss those.