Insurance for Performance Cars

Insurance companies assign a rating - a number between 1 and 20 - to provide the correct level of car insurance for each particular vehicle.

Here is an example of how the system works:

&bull Fiat Panda Insurance Group 1
&bull Basic Volkswagen Polo Insurance Group 3
&bullVauxhall Astra Insurance Group 6
&bullAudi A3 Insurance Group 12
&bullAston Martin DB7 Insurance Group 20

The higher the insurance group then the higher you should expect your insurance premium to be.

Car insurance for high powered cars is never going to be cheap. However, the following factors can help reduce insurance costs:

Driver age - if you are under the age of 30 and you drive a sports car then you can expect to pay very high premiums. But, once you hit the age of 30+ then you should see your insurance costs reduce. So, if you want to drive a high powered car then waiting until you are past the age of 30 is a good way to trim down the expense.

Specialist Insurance - There are insurance companies available that specifically target high performance car drivers. These companies specialise in understanding your exact needs. They detail specific information such as whether your car is kit build, if it's imported, modified, etc. By providing a more detailed account of the exact specifications of your vehicle will help reduce the cost of your car insurance.