Auto Insurance for Bad Driving Records

If you have a bad riving record you may be worried about having to pay high auto insurance rates. That does not have to be the case if you know how and where to look.

There are three different types of driving record classifications:

• Preferred – No tickets or accidents
• Standard – One or two tickets or accident
• Non Standard. – Multiple tickets or accidents

You shouldn’t worry if you fall under the non standard category. There are auto insurance companies who specialize in the non standard category or “high risk” category drivers.

OnlineAutoInsurance.com offers multiple auto insurance quotes through a California based agency, Auto Solutions Insurance Services. Through their website, one can complete a simple form and compare multiple auto insurance quotes from various companies specializing in the non standard market.

The trick to finding a good rate even if you have a bad driving record is to shop around. OnlineAutoInsurance.com does the shopping for you. By completing one simple form, you can get online auto insurance quotes from the following companies:

• AIG
• GMAC
• Infinity
• Western United
• Western General
• Explorer
• Progressive’s Drive Insurance
• Access General
• Unitrin FIC
• Bristol West

Auto Solutions has been serving people with bad driving records for nearly a decade.

If you have major violations such as a DUI, you may need an SR 22 which can be easily obtained once you purchase at least minimum liability auto insurance.

There are multiple tips that we like to provide to consumers with bad driving records.

• Compare multiple quotes in order to find competitive rates
• Check the rates of auto insurance prior to purchasing a vehicle. Some people will purchase a vehicle and come to find out they cannot afford the auto insurance rates and have to return the vehicle.
• Try experimenting with different coverage such as high deductibles which will help lower your rates.
• If you see a pattern in your driving record such as multiple speeding tickets, you should slow down when you drive. Many consumers do not realize their speeding pattern until its too late and their license is suspended. After all, most minor violations fall off your record after only three years.
• Talk to an agent, they may offer advise on when your rates will drop and how to do it.

Having violations does not mean you have to pay a lot for auto insurance. Keep looking for the right insurance company, you’ll find it.

Stop by for a quick online auto insurance comparison at OnlineAutoInsurance.com